Terms and Conditions – DaddySafe

Terms of Use and Service Agreement

Effective Date : 1st May 2025

Welcome to DaddySafe. These Terms and Conditions (“Terms”) govern your use of our website, services, and any affiliated applications. By accessing or using daddysafe.ca and related services, you agree to be bound by these Terms in full. If you do not agree with any part of these Terms, please do not use our services.

DaddySafe is operated and managed by Immunis Financial Brokers Inc., a licensed insurance brokerage. These Terms apply to all users, including visitors, customers, and anyone interacting with our digital properties.

1. Website Ownership and Use

The website daddysafe.ca, including all related content, design, software, graphics, and text, is the exclusive property of Immunis Financial Brokers Inc., operating under the DaddySafe brand. All materials are protected by copyright, trademark, and other applicable intellectual property laws. You may not copy, reproduce, republish, modify, transmit, distribute, or otherwise exploit any part of the website or services without prior written consent from us.

2. Use of Services

You may use our services only for lawful, non-commercial purposes. You agree not to:

  • Misrepresent your identity or provide false data

  • Disrupt site functionality or attempt unauthorized access

  • Use our materials for distribution without permission

3. Insurance Product Information

Descriptions of insurance offerings are summaries only. Official coverage terms are outlined in policy documents issued by our insurance partners. In case of discrepancies, the policy wording will prevail.

4. Third-Party Integration and APIs

Some services are provided through APIs from insurance partners. While you may complete forms and initiate transactions on our site, your policy is issued directly by the selected insurer.

5. Payment Terms

Payments are processed securely by third-party processors or insurers. DaddySafe does not retain cardholder data.

6. Limitation of Liability

DaddySafe is not liable for any indirect or incidental damages resulting from use of this website, including errors, service interruptions, or decisions made based on its content, to the extent permitted by Canadian law.

7. Intellectual Property

All logos, branding, text, graphics, and software are protected. Reuse or redistribution is prohibited unless explicitly authorized.

8. User Content and Messaging

Users may interact with us via contact forms, messaging systems, and feedback submissions. You agree not to post unlawful, harmful, or abusive content.

9. Links to External Sites

Our site may reference third-party websites. DaddySafe is not responsible for the content or security of these sites.

10. Modifications and Updates

We may revise these Terms without notice. Continued use of the site implies acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of the Province of Alberta, British Columbia, Nova Scotia, Saskatchewan, Ontario, Canada. Any disputes will be resolved under Canadian jurisdiction.

12. Contact Us

For questions about these Terms: [email protected]