What is Super Visa insurance and is it mandatory?

Yes, it is mandatory. Super Visa insurance is a Canadian medical insurance policy required by IRCC for parents and grandparents visiting under the Super Visa program. Your parent's visa application will not be approved without proof of valid coverage from a Canadian insurer, minimum $100,000 in emergency medical benefits, valid for at least one year from the date of entry.

How much coverage do I need for a Super Visa application?

IRCC requires a minimum of $100,000 in emergency medical coverage. However, many families choose $150,000 or $200,000 plans, especially if a parent has pre-existing conditions or plans a longer stay. DaddySafe helps compare coverage amounts across top providers.

Can I buy Super Visa insurance online the same day?

Yes. You can compare quotes, purchase online, and receive your insurance certificate by email within minutes. This allows you to submit your Super Visa application the same day. All plans are accepted by IRCC and issued by licensed Canadian insurers.

What if my parents have pre-existing medical conditions?

Most Canadian insurers offer coverage for pre-existing conditions if they have been stable for a defined period (typically 90 to 180 days). Stability definitions vary by provider, so comparing plans is important to avoid claim issues.

What's the difference between Super Visa insurance and Visitors to Canada insurance?

Super Visa insurance is designed to meet IRCC requirements with minimum $100,000 coverage for one year. Visitors to Canada insurance is more flexible and can be purchased for shorter durations and different coverage levels for general visitors.

Which insurance company is best for Super Visa insurance in Canada?

There is no single best provider. The right plan depends on age, health, coverage needs, and duration. Providers like Manulife, GMS, 21st Century, Destination Canada, and RIMI offer different benefits. Comparing plans helps find the best fit.

Can I get a refund if the Super Visa is denied?

Yes. Most insurers provide a full refund if the visa is denied, as long as the policy has not started and proof of denial is submitted. Refund policies may vary slightly by provider.

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