Super Visa Insurance

Super Visa insurance is a mandatory medical insurance policy required under the Parent & Grandparent Super Visa program. It protects visitors during longer stays in Canada by covering emergency medical expenses when they are not eligible for provincial healthcare.

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Key Requirements

Your Super Visa insurance must:


  • Provide a minimum CAD $100,000 in emergency medical coverage
  • Be valid for at least 12 months (365 days) from the date of entry
  • Be issued by a licensed Canadian insurance provider
  • Meeting these requirements is critical for your Super Visa application and your loved ones’ entry into Canada.

Things to know before you buy Super Visa Insurance

Make the right decision with confidence

Coverage amount

IRCC requires a minimum of $100,000. For most families that's enough, but if your parents are older or have health concerns, going higher gives you a real safety net.

Pre-existing conditions

If your parent has a known health condition, you need a plan that covers stable pre-existing conditions. Not every plan does. Picking the wrong one could mean a denied claim when you need it most.

Deductible

The deductible is what you pay first before insurance kicks in. A higher deductible lowers your premium. A lower deductible means less out-of-pocket if something happens.

Policy start date

Coverage must start on the day your parent lands in Canada. Make sure the policy start date lines up exactly with their arrival date to stay IRCC-compliant.

Payment options

Most providers require full payment upfront. Monthly payment plans are available through Destination Canada, RIMI, and 21st Century helpful if the full premium is a stretch.

Visa denial & refund

If the visa is denied and no claim was made, most providers give you a full refund. We confirm the refund policy for you before you purchase.

How to Buy Super Visa Insurance Online?

Just 3 Steps to Peace of Mind:

01

Get a Quote: Fill in visitor age, travel dates and health information

02

Compare Options: Review coverage levels, policy terms and premiums from leading Canadian insurers.

03

Buy Online: Secure payment, download your certificate and include it with your Super Visa application

What Does It Cover?

Most plans include:

Emergency hospitalisation and doctor visits

Diagnostic tests and lab services

Ambulance and emergency medical transportation

Prescription drugs related to emergencies

Emergency dental treatment (limited)

Medical evacuation or repatriation

Return of remains in the event of death

Some plans may also cover stable pre-existing conditions—please review individual policy details carefully.

Why Buy Super Visa Insurance Online with DaddySafe?

We’ve built a streamlined digital experience that puts you in control with less stress and more clarity.

Instant Online Quotes

Compare live premiums and coverage details from Canada’s top insurers

IRCC-Compliant Coverage

All plans meet Super Visa insurance requirements and eligibility standards

Secure Payment & Instant Certificate

Buy entirely online and download your policy certificate within minutes

Flexible Payment Options

Choose annual or monthly payment plans to fit your budget

Expert Support

Our licensed insurance advisors are available by phone or email to guide you through the process

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Can I Get a Refund?

Yes, under specific conditions:

Visa Denied

Full refund if the Super Visa is refused before the policy’s effective date.

Early Return

Partial pro-rata refund for unused days if the visitor departs early and no claims have been filed.

Travel Date Change

Some policies allow adjustment or deferral before the coverage start date.

Always check the policy wording for cancellation fees or minimum unused period criteria.

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Frequently asked questions

Questions Canadian Families Ask Before They Buy

Everything you need to know answered by a licensed Canadian insurance advisor

Have more questions? Speak with a licensed advisor +1 (403) 369 8722