What Is Super Visa Insurance and Why Is It Mandatory?

When you're planning to bring your parents or grandparents to Canada under the Super Visa program, there's one non-negotiable requirement:

**Super Visa Insurance.

**It’s more than just a formality, it's a critical part of ensuring their safety and your peace of mind. In this blog, we'll break down what Super Visa Insurance is, what it covers, why it's mandatory, and how to buy it online easily with DaddySafe.

What Is Super Visa Insurance?

Super Visa Insurance is a specialized form of emergency medical insurance required for parents and grandparents visiting Canada under the Super Visa program. Unlike a standard visitor visa, the Super Visa allows eligible family members to stay in Canada for up to 2 years at a time, with multiple entries for up to 10 years.

To qualify, the Canadian government requires proof of private health insurance to ensure that visiting family members are not a financial burden on the public healthcare system in case of medical emergencies.

What Are the Insurance Requirements?

According to Immigration, Refugees and Citizenship Canada (IRCC), the policy must:

• Be valid for at least 1 year from the date of entry

• Provide minimum coverage of $100,000

• Include coverage for:

  • Emergency medical care

  • Hospitalization

  • Repatriation (returning the person to their home country in case of death or medical emergency)

Why Is It Mandatory?

Canada has a publicly funded healthcare system, but it does not cover visitors or temporary residents. Without insurance, even a short hospital visit could cost thousands of dollars. Here are a few real-world costs:

• Emergency room visit: $1,000 to $3,000+

• One-night hospital stay: $3,000 to $5,000+

• Surgery or specialist treatment: $10,000+

The insurance is mandatory to:

1. Protect visitors from overwhelming medical bills.

2. Prevent strain on Canada’s public healthcare system.

3. Ensure families inviting loved ones are prepared.

What Happens If You Don’t Have Insurance?

Without proof of adequate insurance:

• The Super Visa application will be denied.

• If the policy doesn’t meet the minimum requirements, it may not be accepted.

• Buying insurance after arrival could result in waiting periods (usually 48–72 hours), during which illnesses are not covered.

What Does It Cover?

Coverage varies by provider, but standard Super Visa insurance includes:

• Doctor visits

• Ambulance services

• Emergency medical treatment

• Hospital stays

• Diagnostic tests (X-rays, blood work)

• Emergency dental (accidental injury)

• Prescription medication during emergencies

Optional Add-ons:

• Pre-existing condition coverage (subject to stability period)

• Trip interruption or cancellation

• Side-trip protection (e.g., for visiting the U.S. while in Canada)

How to Buy Super Visa Insurance Online

At DaddySafe, we make it simple to compare and buy the right plan for your parents or grandparents:

1. Visit DaddySafe.ca

2. Enter basic details (age, arrival date, coverage amount)

3. Compare policies from top Canadian insurance companies

4. Buy online in just a few clicks

You’ll get your policy documents instantly ready to submit with your Super Visa application.

Why Use DaddySafe?

• We focus on Indian and South Asian families in Canada

• All plans are Super Visa compliant

• Transparent side-by-side comparison of over 30+ policies

• Dedicated to Protection with Pyaar

Final Thoughts

Bringing your loved ones to Canada is one of the most emotional and meaningful things you can do. But it also comes with responsibility. Super Visa Insurance isn't just a requirement — it's a promise to protect them while they're here.

Start the process early. Avoid waiting periods. Choose the right plan.

Visit DaddySafe.ca to compare and buy Super Visa insurance online — with clarity, care, and connection.