What Does Super Visa Insurance Cover? A Clear Guide for Families

Bringing Parents to Canada? Know What Their Insurance Really Covers When applying for a Super Visa to bring your parents or grandparents to Canada, one of the most important requirements is Super Visa Insurance. While it's mandatory, many families still have questions about what's actually covered - and what isn't.

At DaddySafe.ca, we help you understand and compare Super Visa Insurance plans from top Canadian providers. In this guide, we break down the core coverages so you can make informed choices for your family's health and safety.

Minimum Requirements for Super Visa Insurance To be approved for a Super Visa, applicants must have:

Emergency medical coverage of at least $100,000 CAD

Insurance valid for at least 1 year from the date of entry

A plan from a Canadian insurance company

Proof of full payment (or approved monthly plan)

But what does "emergency medical coverage" actually mean? Let's look deeper.

What Super Visa Insurance Typically Covers Every insurance provider offers slightly different policies, but most Super Visa Insurance plans cover:

1. Emergency Medical Care

Hospitalization

Surgeries and physician services

Diagnostic tests, X-rays, and lab work

2. Ambulance Services

Air or ground transportation during medical emergencies

3. Prescription Medication

Short-term drugs related to emergency treatment

4. Emergency Dental Treatment

Relief of acute dental pain

Accidents involving teeth (limited coverage)

5. Repatriation

Cost of transporting your parent back to their home country if medically necessary

In case of death, return of remains is covered

6. Follow-Up Visits & Outpatient Care

Depending on the insurer, some post-treatment visits may be covered

7. Travel Interruption Benefits (Optional)

Some policies include or offer as add-ons: trip interruption, accommodation, or return flights due to family emergency

What's Not Covered? (Important Exclusions)

Routine or preventative check-ups

Pre-existing medical conditions that are unstable or not disclosed

Cosmetic or elective surgeries

Injuries from extreme sports (unless approved)

Always read the policy wording or ask DaddySafe's support team to help clarify any exclusions.

Pre-Existing Conditions:

Read Carefully Some plans cover stable pre-existing conditions (like controlled blood pressure or diabetes), but others don't. Insurance companies define "stability" differently, so check this carefully before you purchase.

Choosing the Right Plan for Your Parents When comparing plans on DaddySafe.ca, look for:

The deductible amount: Higher deductible = lower premium

The coverage limit: $100K is the minimum, but $150K-$300K provides more safety

Refund policies: In case of visa denial or early return

Claim process: Easy online claims are a plus

Why Families Trust DaddySafe

We work only with licensed Canadian insurers

Instant quote comparisons for Super Visa Insurance

Transparent policy details - no hidden clauses

Expert support to help you choose and understand coverage

Make Informed Choices, Travel Worry-Free Your parents' health is priceless. Super Visa Insurance ensures that if something unexpected happens during their stay in Canada, they get the care they need without financial burden on your family.

Visit DaddySafe.ca to compare Super Visa Insurance plans and choose coverage that gives you true Protection with Pyaar.