Super Visa Insurance: Everything Indian Families Need to Know

What Is Super Visa Insurance?

If you're planning to bring your parents or grandparents to Canada on a Super Visa, medical insurance isn’t just a smart option—it’s a legal requirement. The Government of Canada (IRCC) mandates that Super Visa applicants have medical insurance that meets specific criteria. This ensures that visitors are financially protected in case of medical emergencies during their stay.

Why Indian Families Need It

For many Indian families living in Canada, inviting parents or grandparents for extended visits is a cherished opportunity to reconnect. But healthcare in Canada is expensive for non-residents. Super Visa Insurance provides peace of mind and fulfills these key IRCC conditions:

•  Required by IRCC for Super Visa approval

• Must offer at least $100,000 in emergency health coverage

• Needs to be valid for at least one year from the date of entry

• Helps avoid unexpected medical bills, which can run into tens of thousands of dollars

In short, this insurance is both a necessity and a safeguard—especially for families with elderly parents.

What Does It Cover?

Super Visa Insurance typically includes coverage for a wide range of health-related services such as:

• Emergency medical treatment

• Hospitalization and diagnostic tests

• Prescription medications

• Emergency dental care

• Medical repatriation or air ambulance

• Coverage for stable pre-existing conditions (available under certain plans like Manulife’s FollowMe or 21st Century’s Enhanced Plan)21stCenturt-Enhance&Sta…

Always read the policy wordings carefully. Some plans require that pre-existing conditions be stable for a defined period (usually 90 to 180 days) before the effective date.

Can You Buy Super Visa Insurance from India?

Yes, absolutely. You can purchase a policy online from Canada before your parents or grandparents depart from India. This is actually preferred because:

• IRCC requires proof of insurance at the time of visa application.

• Buying in advance ensures immediate coverage upon landing in Canada.

• Online platforms like DaddySafe make the process easy and transparent.

How DaddySafe Helps

At DaddySafe, we understand the unique needs of Indian families. Our platform is built to simplify your experience:

• Compare IRCC-compliant policies from top Canadian insurers like Manulife, GMS, and 21st Century

• Filter based on age, coverage amount, deductible, and pre-existing conditions

• Get instant policy documents for your Super Visa application

• Speak to an advisor who understands both Canadian rules and Indian family values

Whether you want a policy that includes side-trip coverage or monthly payment options, DaddySafe has you covered.

📌 Disclaimer:

The information in this blog is intended for general understanding only and may not reflect the specific terms or conditions of all insurance providers. Always refer to the official policy wording or consult your insurance advisor before making any decisions. DaddySafe provides plan comparisons from licensed Canadian providers but does not offer legal or medical advice.