When Indian families invite their parents or grandparents to Canada, one of the first steps is buying Visitors to Canada Insurance. But here’s a question many overlook: Do children need coverage too?

The short answer: Yes, they do.

Children visiting Canada, whether for a few weeks or several months, face the same risks as adults: unexpected accidents, sudden illnesses, and costly medical bills.

Why Children Need Visitors to Canada Insurance

Healthcare in Canada Is Expensive

Canada’s healthcare is free only for residents. For visitors, including kids every doctor visit, ER trip, or hospital stay must be paid out of pocket. Even something as common as a fall or fever can cost hundreds of dollars.

Children Are Prone to Accidents

Active kids often face unexpected situations playground injuries, sports accidents, or sudden infections. Insurance ensures these don’t turn into financial stress.

Peace of Mind for Parents

For families already managing the costs of travel and hosting, knowing that their child is protected provides priceless peace of mind.

What Does Insurance Cover for Children?

While coverage varies by provider, most Visitors to Canada Insurance plans for children include:Emergency medical treatmentHospital staysPrescription medications (emergency use)X-rays and lab testsAmbulance services

(Exact coverage depends on the policy wording. Always review terms before purchase.)

How Much Does It Cost?

Insurance premiums for children are generally lower than for seniors, since they’re considered low-risk. However, costs depend on: Age of the child Length of stay Coverage amount (e.g., $25,000, $50,000, or $100,000+)Deductible chosen

Common Misconceptions Families Have

Kids are young, they don’t need insurance.

Even healthy kids can face sudden accidents or fevers that require medical attention.

We’ll just pay out of pocket if needed.

A single ER visit can cost over $1,000 CAD insurance is usually much cheaper.

Parents need coverage, not children.

Everyone entering Canada as a visitor is equally exposed to unexpected health costs.

Final Thoughts

Visitors to Canada Insurance isn’t just for parents and grandparents. Children need protection, too. Whether your child is staying for a few weeks or several months, having insurance ensures their well-being and shields your family from unplanned expenses.

When planning your family’s visit, think of insurance as more than a formality; it’s peace of mind, wrapped in care.

Disclaimer: This blog provides general information about Visitors to Canada Insurance. Coverage, eligibility, and costs vary by provider and policy wording. Always review official insurance documents before making a decision.