5 Must-Ask Questions Before Buying Visitors to Canada Medical Insurance

Is Skipping Medical Insurance Really Worth the Risk?

If you're inviting loved ones to Canada, especially elderly parents from India, you might be tempted to skip travel insurance to save a few dollars. But a single medical emergency here can wipe out years of savings. DaddySafe helps you make the smart, loving choice with trusted, transparent coverage from Canada’s leading insurers.

Here are 5 essential questions every family should ask before saying "no" to medical insurance.

1. Can You Afford a $40,000 Emergency Room Visit?

Canada’s public healthcare isn’t free for visitors. If your father slips on the sidewalk or your mom catches pneumonia, even one ER visit can cost upwards of $1,200. A broken leg? Easily $40,000 or more. With DaddySafe, you compare plans that cover hospital stays, diagnostics, ambulance, and more instantly.

2. Does Your Parent Have Any Health Conditions or Take Regular Meds?

Indian parents often have diabetes, high BP, or a heart history. Plans from Manulife, GMS, or 21st Century include coverage for pre-existing conditions if they’ve been stable for 180 days. Always declare medications and choose plans that match their health profile.

3. Are You Travelling with Elderly Relatives or Children?

Elderly loved ones and kids are more vulnerable to illness or injury abroad. DaddySafe plans include childcare benefits, family transportation, and even follow-up visits after hospitalization. It’s care that goes beyond the crisis because family deserves it.

4. Do You Know How to Navigate Canada’s Healthcare System?

From finding the right hospital to coordinating care, navigating a foreign healthcare system can be overwhelming. DaddySafe's insurer partners like Zurich Travel Assist and Manulife offer 24/7 emergency assistance, direct billing, and care coordination. You won’t be alone.

5. Are You Going Anywhere Beyond Canada?

Planning a Niagara Falls trip with a detour to Buffalo? Many policies cover side-trips outside Canada for up to 30 days as long as 51% of the trip is in Canada. Perfect for visitors with US plans in mind too.

What Does DaddySafe-Verified Insurance Cover?

• Emergency Medical: Illness, accidents, hospitalization, and physician care

• Ambulance & Air Evacuation: Fully covered with pre-approval

• Dental: Emergency treatment up to $4,000

• Repatriation: Up to $10,000 for return of remains

• Pre-existing Conditions: If stable for 180 days (based on insurer)

Final Thought:

Insurance isn't about fear it's about care. Especially for South Asian families who travel across oceans to be together. With DaddySafe, you're not just checking a box. You're choosing protection with pyaar.

Compare top Visitors to Canada medical insurance plans in seconds. Visit DaddySafe.ca to get started today.