5 Critical Questions You Should Ask Before Buying Super Visa Insurance

Bringing your parents or grandparents to Canada is a joyful milestone, but ensuring their stay is protected requires the right insurance. With the Parent and Grandparent Super Visa, families are required to purchase compliant travel medical insurance. At DaddySafe, we help you compare, select, and buy that insurance online. Before you choose, here are five crucial questions to ask so you don’t overlook important details.

1. Does the policy meet the Super Visa requirements?

For a Super Visa application, the insurance must:

• Provide minimum emergency medical coverage (commonly CAD $100,000 or more)

• Be valid for at least one year from the date of entry into Canada

• Be issued by an eligible insurance provider

  Ask to see proof that the plan meets all stated requirements.

2. What does the coverage include and what’s excluded?

A robust Super Visa insurance plan should cover:

• Emergency hospitalization and physician care

• Diagnostic tests and prescription medication (for emergencies)

• Repatriation or return of remains

  Check what isn’t covered: routine check‑ups, pre‑existing conditions (unless specified), or certain high‑risk travel activities.

3. How does payment and premium structure affect cost?

Payment frequency and deductible can impact the total cost:

• Annual premium payment often offers lower cost compared to monthly instalments

• Deductibles (the amount you pay out‑of‑pocket before insurance kicks in) influence premium size

  Request quotes for different payment options, and understand how your payment choice affects cost.

4. What happens if your parent’s stay changes or ends early?

Life is unpredictable. Maybe the stay is shorter, or travel plans shift. You should ask:

• Is there a refund or pro‑rata cancellation option for unused coverage?

• Are there penalties or administrative fees for early termination?

• Can the policy be extended or renewed if you decide to keep your visitor longer?

  Choosing a plan with flexible terms gives you better peace of mind.

5. How easy is purchasing online, and is support available?

Since you’re arranging this from afar or from your home, buying online convenience matters. Look for:

• A platform that allows instant quotes and online purchase

• Digital delivery of your policy documents and proof of payment

• Clear customer support to help you understand policy details or claims

  At DaddySafe, you get all this compare plans, buy online, and get your documents immediately.

Final Thoughts

Choosing the right Super Visa insurance isn’t just about meeting visa requirements; it’s about protecting your loved ones and giving your family peace of mind. By asking the right questions, you ensure coverage is complete, cost‑effective, and flexible.

At DaddySafe, we help you navigate the options and secure insurance that fits your family’s needs, budget, and stay in Canada. Compare now, buy with confidence, and let your loved ones focus on the visit not worry.